Capital City Influence

It’s 2020! Where did 2019 go? Did anyone actually get to celebrate Christmas? I seemed to have a ‘bam and the New Year is here’ moment. Let’s start the year off with a bang! By that, I mean a blog post. Yes, I am indeed still alive! Just suffering a rather serious case of writer’s doubt (is that a thing? I’m calling it a thing!). I will have a 2020 goals post coming in the next few weeks for all of you goal setters! In the meantime, I thought I’d start the 2020 Blog Posts with an observation that came about rather early in my move to Brisbane.

Preface: I never would have thought that I could fall victim to consumerism. I never believed I would be seriously drawn into fast paced disposable ways of the modern world (I say seriously, because I am still early 20’s making poor regular spending decisions).

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Fresh Starts

“Oops. I did it again.” – Britney Spears

I didn’t keep up with my blog… and I’m not sorry. How rude.

On June 4, I posted that my life was going in a new direction. And this could not have been anymore accurate. I began to say that I was going to be on the ultimate minimalist and frugal challenge. I was unemployed and decided to move with only what I could fit in my car.

So where am I today?

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The Benefits of ‘Owning’ Your Money

Happy Saturday!

As discussed in A Financial Reset | EOFY, I’m working over the next few months to put my own personal financials together, as well as assist the lucky winners from the Facebook Giveaway with putting financials together for them, in preparation for the new financial year.

So why do I spend time putting these together for myself? These are the benefits to both myself and others:

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A Financial Reset + Giveaway

Afternoon All,

In Australia – our financial year runs July to June and I LOVE it! This gives me a chance to have a financial reset. It’s an opportunity to reassess my situation and have a ‘fresh’ start for the new financial year.

This year I have decided, I want to treat my personal finances like a business. I found myself wondering if we were to be more aware of our own relationship with money, and choose to ‘own’ it, would we be more successful with our finances?

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Automate Your Finances

Hello All,

It’s Hump Day – hooray! I hope this week has been a productive and accomplished one for you so far.

In this post, I want to discuss the expenses I automate to help regulate cashflow, this was briefly mentioned in my Minimalist Budget post. When it comes to Personal Finances, unfortunately there is no ‘one size fits all’, so this is based on a single income, home owner, living in Australia with no children (I do have furbabies.. if that counts). I would love to hear about the expenses you can automate in your circumstances or country.

This list, I hope, will provide you a chance to think about which expenses you could automate to improve your cashflow. When discussing finances with friends, I’ve found very few concentrate on cashflow – they simply pay the bills as they come (I would be a stressed mess, so kudos to you all!). I’ve also included the expenses that are Direct Debit, to help show how this improves cashflow.

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