March Goals Check-In + Quarterly Finance Review

Happy Sunday!

It’s the end of another month, so it’s time to check-in again for my monthly goals.

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A Financial Reset + Giveaway

Afternoon All,

In Australia – our financial year runs July to June and I LOVE it! This gives me a chance to have a financial reset. It’s an opportunity to reassess my situation and have a ‘fresh’ start for the new financial year.

This year I have decided, I want to treat my personal finances like a business. I found myself wondering if we were to be more aware of our own relationship with money, and choose to ‘own’ it, would we be more successful with our finances?

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Financial Goals

Happy Sunday!

A huge interest of mine, more so since studying, is personal finance. I’ve always gravitated to numbers, tracking, statistics it seems. I’ve watched YouTube videos, read books, listened to podcasts and followed many blogs and Instagram pages on personal finance. I have familiarised myself with both Dave Ramsey and Barefoot Investor methods. Unfortunately, I found neither of these particularly resonated with my way of living (or wanting to live). I think this is because I wanted something sustainable or practical to follow. Much like health and fitness or weight loss goals, I wasn’t looking for the quick fix, or a quick way to lose my debt. I wasn’t even looking for a one size fits all solution.

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No Spend Challenge | Weekend Edition

Afternoon All,

I challenged myself to a no spend weekend. And here’s how it went…

I started Thursday evening, telling myself I could spend again Monday. I was relatively confident, with fuel in the car, groceries in the fridge and no plans involving money.

Friday was easy – as working took up majority of the day. For the evening, I stopped by at my parents for the weekly catch-up over a drink and nibbles (supplied by them, thank you!) Once I was home, I decided I’d do what I could to make the evening go quick to avoid me thinking of ways to spend money over the weekend. I put on some washing, cleaned my bedroom, worked on some new content for the upcoming week.

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My 2019 Goal Setting Strategy

First, a history lesson.

I have been one to set goals for sometime. When I was fifteen, my goals were about that unrealistic big picture. A picture perfect life, funded by the dream job, supported by a handsome husband and a gremlin or two by 25. I was a naive child. Inevitably, reality hit. I am now 22 and only just finding my way in life.

However, since this time, my goal setting techniques have changed significantly. It started as the five year plan, migrated to the yearly goals and now in 2019, I set monthly goals.

So why am I zooming in on the smaller picture?

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