Tracking Spending Results // Week Edition

Afternoon All,

I have decided to post this a day early. My reason being, I can’t spend tomorrow if I’ve already posted this! As promised, this post shows the results of the Tracking Spending Challenge that I posted on Instagram and Facebook. I didn’t change my spending habits whatsoever for this challenge. I’m not too sure if I picked a good week or an awful week to track spending. This was an out of the norm week that ended up being quite expensive. My cat was due for his annual injections and I hosted family night (which was 2/3 of my grocery expenses).

Nevertheless, here are the results.

Continue reading →

Minimalist Budget

Afternoon All,

When it comes to money, everyone has their particular ways to stay on track, even if simply that means just to survive. If it works for you, that’s fantastic. I can only speak on how I manage my own finances. I would say I hold a pretty Minimalist Approach overall. Why do I say this? In the simplest explanation, I minimise spending and maximise cash flow.

I will be very honest, I don’t follow the Dave Ramsey Process, or even the Barefoot Investor process. In order for myself to stick to something, it needs to be relevant and show that it works in a relatively short time period. I can’t claim ‘I paid $XX,XXX in 6 months’. I am still very content with the progress made. I haven’t had to make extreme sacrifices. However, I have learnt the benefit of becoming aware.

Continue reading →